Free Tools & Calculators
Free calculators that help you understand the real numbers behind every project. Calculate O&P eligibility, estimate supplement value, analyze scope gaps, and compare material grade pricing before you write the estimate.
Deductible Calculator
Find out what your deductible actually costs in real dollars. Percentage deductibles on a $400,000 policy can mean $20,000 out of pocket.
Overhead & Profit Calculator
See how much O&P adds to your repair estimate. On a $40,000 job, the missing O&P line item is worth $8,000.
Holdback Recovery Calculator
Your first insurance check isn't your full settlement. This tool shows exactly how much depreciation you can recover after repairs.
ALE Budget Planner
Your policy may have $80,000+ for temporary living expenses. This planner shows how much you have and how long it lasts.
Material Grade Gap Calculator
See the dollar difference between what insurance priced (stock) and what you actually have (semi-custom or premium).
Supplement Value Estimator
Select commonly missed scope items and see the estimated supplement value, projected approval amount, and O&P impact.
Scope Gap Analyzer
Enter the adjuster's estimate total and check which standard items are included. See how many items are likely missing and the estimated gap value.
Want a full scope report?
Upload job site photos and get a detailed scope analysis showing grade gaps, code triggers, and scope opportunities.
Try 3 Free Scope Reports