Deductible Calculator
What this tool does
Enter the dwelling coverage amount and deductible type (flat dollar or percentage), and this tool instantly shows the actual out-of-pocket cost. Many policyholders with percentage-based wind or hurricane deductibles don't realize the impact until they file a claim.
Who needs this
Contractors working in coastal or storm-prone states where percentage-based deductibles are common. Understanding the deductible helps you set expectations with clients about their out-of-pocket costs before work begins.
How to use it
Find the dwelling coverage (Coverage A) and deductible on the declarations page. Enter the dwelling amount, select flat or percentage, and enter the deductible value. The result shows the actual dollar amount that comes out of pocket before insurance pays.
See what scope you're missing
Upload job site photos and get a detailed scope report showing hidden revenue opportunities, grade gaps, and code triggers.
Try 3 Free Scope Reports